Making the decision to purchase a home, whether it is your first or an investment property, is an exciting milestone in life. While buying a home is exciting, it can also be overwhelming or stressful. That’s why you need an agent who has a deep understanding of your priorities and lifestyle, who will go the extra mile to find you the perfect home.
From the mortgage application process to the closing table, I’ll be there to guide you every step of the way. Your real estate agent should be your greatest resource, in order to help you to make informed decisions.
Overview of the Buying Process:
Prioritize: What are the most important qualities to have in your living space? Proximity to work? A big backyard with a pool? An open floor plan? Being on a quiet street? When choosing a the best house for you, it’s essential to make a list of all your wants and needs, then prioritize from there.
Connect with a Lender: Getting connected with a reputable lender, to get pre-qualified, is one of the first steps in making a home purchase. Your lender will pre-approve you for a mortgage, which will give you the exact amount you can spend on a house. I highly recommend Austin Bates with VIP Mortgage.
Time to Shop: Once you’re pre-approved, I’ll be able to target homes that meet your priorities, in your price range.
Submit an Offer: Once you have found the right home, I’ll submit an offer and negotiate the best terms and conditions on your behalf.
Inspection Period: Getting a home inspection is a must. This will help evaluate the current condition of the home, as well as determine if the home will need any repairs. During this time, it will be your chance to do your due diligence (i.e. find quotes for repairs, contractor recommendations, or even neighborhood-specific information to make sure you want to live in that particular area).
Final Walkthrough: Prior to your close of escrow date, you will walk through the home to make sure all repairs are completed and the house is in the same condition (if not better) as when you submitted your offer.
Closing: You’ll review and sign all closing documents at the title company. Once the title has officially been recorded in your name, I will personally deliver your new keys!